After sustaining an injury in a car accident, your immediate focus should be on receiving the necessary medical care. However, it’s inevitable that the associated costs will start to weigh on your mind. Medical bills can be exorbitant, and given your injury, it’s likely that returning to work immediately is not possible. This loss of employment can have a significant financial impact on both you and your family. Furthermore, if your vehicle was damaged in the accident, the expense of repairs must also be taken into account according to a car accident lawyer with our friends at Strong Law Accident & Injury Attorneys.
Filing a car accident claim brings good news as it can aid in recovering compensation for medical bills, lost wages, and vehicle damage. However, it is crucial to be well-informed about the circumstances surrounding your claim. Even a minor mistake can significantly diminish your chances of receiving the rightful compensation you deserve.
Keep reading to learn the top five reasons you can lose your car accident claim.
1. Accepting The Insurance Company’s First Offer
Following an accident, it is possible that the insurance company representing the responsible driver will contact you. Their aim is to gather your perspective on the incident. Although you may perceive this call as innocuous, it is crucial to acknowledge that certain insurance companies may not prioritize your best interests.
The insurance company will most likely present you with a low ball settlement, hoping that you’ll accept it and forgo any further negotiation for adequate compensation. Their main objective is to settle your car accident claim for as little money as possible, rather than offering you a fair and just amount.
To ensure you receive full compensation for your damages and avoid being undercompensated, it is advisable to seek the assistance of a car accident attorney. They will effectively communicate and negotiate with the insurance company on your behalf, safeguarding your interests throughout the process.
2. Failing To Seek Medical Attention
Many car accident victims make the mistake of not seeking medical attention, assuming their injuries are only minor. However, regardless of how you may feel physically, it is crucial to visit a doctor promptly after the accident. This ensures your well-being and allows for any unseen injuries to be properly addressed.
If you fail to seek medical treatment, the responsible party’s insurance company may argue that you were not injured or that your injuries were not as severe as you claim. However, by visiting a doctor, you not only prioritize your health but also obtain the necessary documentation to support your accident claim.
3. Not Providing Documentation
After a car accident, it is crucial to gather sufficient documentation. It is advised to take photographs of the accident scene, vehicle damage, and any injuries sustained. Additionally, it is important to request documentation of medical visits from your doctor. These papers serve as vital evidence to establish the other party’s liability and demonstrate the extent of damages you are entitled to be fairly compensated for. Lastly, consulting with a car accident attorney will ensure that you stay on top of the necessary documentation for your claim.
4. Admitting Fault
When you find yourself at the crash scene, it can be tempting to apologize or express regret for the inconvenience. However, it’s important to remember that apologizing can be seen as an admission of fault, which may significantly undermine your case.
If you provide a statement that implies responsibility for the accident, the liable party’s insurance company can use it against you. Even if you believe you know who is at fault, certainty can only be achieved through a comprehensive investigation and sharing the police report and documentation with an attorney. It is crucial to prioritize word choice, sentence structure, readability, and eloquence while maintaining the original meaning.
When conversing with the other driver involved in the accident, maintain a neutral stance. It is acceptable to inquire about their well-being, but avoid accepting any responsibility.
5. Not Consulting A Car Accident Attorney
Although it is possible to file a car accident claim without the help of a legal professional, it is likely to be a challenging endeavor. On the other hand, having an experienced auto accident attorney by your side increases the likelihood of receiving complete and just compensation.
Consulting with an experienced car accident attorney is invaluable in determining the true value of your case. Without legal assistance, it can be difficult to accurately assess its worth. Moreover, attempting to handle your car accident claim independently can divert your attention from your recovery process.
Injured In A Car Accident? Contact An Experienced Car Accident Attorney
If you or a loved one has been injured in a car accident, it is crucial to promptly reach out to a skilled and knowledgeable accident lawyer. Safeguard your rights by contacting a lawyer today located near you to schedule a consultation.